Education Fund Calculator

A future full of choices starts with a plan.

Picture the education you want to support. Explore the future cost and see whether your saving pace is on track.

Make it your estimate

Start with the example figures or enter your own. All amounts are in RM.

Use the current age if studies start now.
Include course fees, books and study materials. Enter living expenses separately below.
Accommodation, food, transport and everyday costs during study, at today’s prices. Counted for 12 months per study year.
An effective annual rate after fees. Use 0% for no growth; negative returns can be explored.

No sign-up needed. Your figures stay in this browser tab until you choose to include them in an email enquiry.

Illustrative estimate • Editable assumptions

Your planning snapshot

Update the inputs to see your estimate.

How this estimate works
  • Years to save = starting age − current age. Annual cost today = annual tuition / study costs + monthly living expenses × 12. Both rise at your selected annual cost increase before and during study. The target is the sum of all study-year costs, ready when studies begin.
  • Existing savings grow at the assumed effective annual return. Monthly deposits are made at month end, using the equivalent monthly rate: (1 + annual return)^(1/12) − 1. No withdrawals or returns during the study period are modelled.
  • The extra monthly amount is added to the monthly saving you already entered. Total monthly saving shows the full amount needed after allowing for your existing lump sum. If studies start now, only the immediate gap is shown.
Useful references

Use these links to check costs and assumptions for your own situation. Example inputs are not quotations.

  • Universiti Malaya

    Confirm fees for your programme, intake and student category; add your own living-cost budget.

  • TAR UMT

    Confirm fees for your programme, intake and student category; add your own living-cost budget.

  • UTAR

    Confirm fees for your programme, intake and student category; add your own living-cost budget.

  • Taylor’s University

    Confirm fees for your programme, intake and student category; add your own living-cost budget.

  • Sunway University

    Confirm fees for your programme, intake and student category; add your own living-cost budget.

  • Monash University Malaysia

    Confirm fees for your programme, intake and student category; add your own living-cost budget.

  • University of Nottingham Malaysia

    Confirm fees for your programme, intake and student category; add your own living-cost budget.