Basic Plan
BasicRM397
Suitable for singles and the elderly
- 3 asset groups
- 2 Executors
- 1 Professional Executor
- 1 Guardian
- Included Survivorship Clause
- Included Residuary Clause
- Included Exclusion Clause
- Love Letter
Estate & legacy planning
They know you care. Do they know your wishes?
You know who you want to provide for. Would the people involved know your wishes, their roles and where to find the right records? Estate planning brings those questions together. Start with the family you care about.
Make wishes known Think about the people Connect the details
Record intentionsClear Wishes
01Protect loved onesBeneficiaries
02Prepare responsibilityExecutor Support
03Keep it currentRegular Review
04Compare the starting points
Which plan deserves a closer look?
These packages offer different scopes. Before choosing by price alone, ask which features matter for your family, what the terms mean and what is included.
Premium Plan
PopularRM1,197
3 free planning & update sessions
- 7 asset groups
- Free Will Custody
- 3 Free Updates
- 3 Executors
- 1 Professional Executor
- 2 Guardians
- Included Survivorship, Residuary & Exclusion Clauses
- Love Letter
Premium Plan
CompleteRM1,797
Yearly free planning & update
- Unlimited asset groups
- Free Will Custody
- Yearly Free Update
- 3 Executors
- 1 Professional Executor
- 2 Guardians
- Included Survivorship, Residuary & Exclusion Clauses
- Love Letter
Need help finding the most suitable customised solution? Feel free to contact our professional advisor anytime.
WhatsApp Our Professional AdvisorAsk an advisor to confirm the current price, inclusions and terms before choosing a plan.
01 / Begin with three questions
A list of assets does not tell the whole story.
A home, savings or a business can mean different things to different people. Ask how your wishes, ownership and responsibilities connect.
“Have I made my wishes clear?”
A will can put estate wishes in writing. Ask which people and assets your instructions should address, and what makes the document relevant to your situation.
“Do all my arrangements fit together?”
A property, an account and a policy may raise different questions. Ask how ownership and beneficiary arrangements relate to your wider wishes.
“Would the right person know what to do?”
Naming an executor is a decision with responsibilities. Ask what the role involves and what information that person would need to find.
02 / Beyond a family conversation
Said out loud. Recorded clearly?
A family conversation matters. So does understanding what a valid will can record—and which legal steps still apply. Ask how the difference relates to your circumstances.
Without a Valid Will
- There may be no written instructions in a valid will.
- Someone may need legal authority to administer the estate.
- Distribution follows the inheritance rules that apply.
With a Valid Will
- Your intended beneficiaries and relevant wishes can be recorded.
- You can nominate an executor, subject to legal requirements.
- Probate or other administration steps may still be required.
Will validity, inheritance rules, executor authority, probate and estate administration are jurisdiction-specific. Appropriate legal advice is essential.
03 / The details worth a conversation
What would your family need to understand?
Estate planning is also about the questions people may need answered. Which of these would you want made clearer?
The people who depend on you
Who would you want considered, and what needs matter most? Tell an advisor about the family circumstances behind your wishes.
The assets with more than one connection
A shared home or a business interest may need more than a name on a list. Ask which ownership details should be checked.
The records someone would need
Would the right person know where your documents are? Ask about keeping records organised, secure and accessible through the appropriate process.
These are general planning areas only. Legal effect, tax treatment, asset transfer and administration depend on the documents, ownership and applicable law.
04 / What planning connects
What you arrange now. What others may handle later.
Preparing an estate plan and administering an estate are different tasks. This overview shows why the practical details are worth discussing with your advisor.
Planning journey
Building an Estate Plan
- Clarify wishes and responsibilitiesShare your family priorities and the wishes you want recorded.
- Map assets and arrangementsOutline what you own and the arrangements already in place.
- Coordinate professional adviceUnderstand the documents and qualified help your situation needs.
- Store and reviewKeep key records organised and revisit the plan as life changes.
Administration journey
Managing a Deceased Estate
- Locate documents and authorityFind the relevant documents and establish who can act.
- Identify assets and liabilitiesIdentify what belongs to the estate and the debts to consider.
- Complete required administrationFollow the legal and administrative steps that apply.
- Distribute remaining assetsDistribute assets through the applicable legal process.
Executors and administrators can have significant legal responsibilities. Independent legal, tax and accounting advice may be required.
05 / Start before everything feels certain
You can start with an unfinished plan.
Not sure whom to name, which assets to include or which package to choose? Those are useful reasons to start a conversation, not things you must solve first.
Your people
Tell us whom you want considered and the wishes on your mind.
Your situation
Share a simple picture of your assets and existing arrangements.
Your questions
Ask about roles, documents, package scope and relevant fees.
Your next step
Find out what to prepare and which professional help may be needed.
06 / Common questions
Still putting the question off?
Is this only for people with a large estate?
Begin with what you want made clear for the people who matter to you. Ask which arrangements are relevant to what you own, your responsibilities and your wishes.
I have a will. What else could be worth asking?
Has your family, ownership or intention changed? Ask whether your will and other arrangements still reflect the same wishes, and whether a qualified review is needed.
How do I know whom to name as executor?
Start by understanding the role. An executor has responsibilities under the applicable estate process. Ask what someone would need to do before deciding whom to nominate.
Can I ask about a package before choosing one?
Yes. Ask what each feature means, which services are included and what the current fees and conditions are. Share your circumstances so the discussion goes beyond the price.
What if my plans change later?
Life changes are a good reason to ask about a review. Before choosing a service, ask how updates are handled and which charges or conditions may apply.
For the people who matter to you
What would you want your family to be clear about?
Tell an i~Life advisor about the people, wishes or unanswered questions on your mind. Your first step can be a conversation about what matters most.
Discuss My WishesInformation on this page is provided for general educational purposes only and does not constitute legal, tax, financial or estate-planning advice. Wills, inheritance, beneficiary arrangements, probate and estate administration vary according to applicable law, religion, jurisdiction, ownership and individual circumstances. Appropriate qualified professional advice should be obtained before acting.